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About Panama


There are a lot of reasons to consider relocating to Panama.  Here are the top ten aspects many people find most compelling.

  1. Highly ranked quality of life in all regions
  2. Low cost of living and low crime rate
  3. Safe, Westernized, U.S. dollar-based economy
  4. Highest rate of local English speakers in Central America (15% of population)
  5. Equal rights and protections for property owners, regardless of nationality
  6. U.S. healthcare facilities with U.S.-trained, English-speaking doctors
  7. Latin American heritage with an international perspective
  8. Abundant outdoor adventures, including golf, hiking, horseback riding, rock-climbing, water sports and world-class surfing
  9. Mild year-round climate, free from hurricanes and tropical storms
  10. Over 180 daily flights to 68 destinations in 28 countries via COPA Airlines’ Hub of the Americas, Tocumen International Airport (PTY)


7 Reasons to retire in Panamá

  1. Newcomers who buy or build a new house won’t owe any property taxes for 20 years.
  2. Residents do not pay taxes on foreign/earned income.
  3. Personal income tax is based on a sliding scale form a minimum of 4% to a maximum of 30%.
  4. A Value Added Tax of 5% to 10% is charged on most products and services.
  5. Transfer taxes on real estate are paid by the seller, and there is no inheritance tax or gift tax.
  6. Tourism related investments have 20-year exemptions from import duties, fees for construction material and equipments, and from income, real estate and other taxes.
  7. Panamá “Pensionado” program – for anyone over the age of 18. Once you become a resident “pensioner” of Panamá under Tourist Pensionado Visa, you are eligible for the most appealing program of benefits for retirees available anywhere in the world right now.


As a qualified pensioner in Panamá, you would be entitled to:

  1. 50% off entertainment anywhere in the country (movies, theaters, concerts, sporting events, etc.)
  2. 20-30% off bus, boat, and train fares.
  3. 25% off airline tickets.
  4. 50% off hotel stays Monday through Thursday, 30% off Friday through Sunday.
  5. 25% off restaurants meals.
  6. 15% off at fast-food restaurants.
  7. 15% off hospital bills (if no insurance applies).
  8. 10% off prescription medicines.
  9. 20% off doctor’s consultations.
  10. 15% off dental and eye exam.
  11. 20% off professional and technical  services.
  12. 50% off closing costs for home loans and more.


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